有些银行将客户特征归纳为“5P”要素,包括(  )。A.还款来源因素一PaymentFactor B.个人因素一Persona1Factor C.资金...

作者: tihaiku 人气: - 评论: 0
问题 有些银行将客户特征归纳为“5P”要素,包括(  )。
选项 A.还款来源因素一PaymentFactor B.个人因素一Persona1Factor C.资金用途因素一PurposeFactor D.债权保障因素一ProtectionFactor E.前景因素一PerspectiveFactor
答案 ABCDE
解析 有些银行将客户的特征归纳为“5P’,要素,包括:①个人因素(Persona1Factor);②资金用途因素(PurposeFactor);③还款来源因素(PaymentFactor);④债权保障因素(ProtectionFactor);⑤前景因素(PerspectiveFactor)。类似地,还有“5W”因素分析法,即借款人(Who)、借款用途(Why)、还款期限(When)、担保物(What)及如何还款(How)。

相关内容:客户,特征,要素,来源,因素,PaymentFactor,个人,Persona1Factor,资金

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